General Terms & Conditions

INTRODUCTION

‍These General Terms & Conditions (the “GTC” or “Agreement”) govern the rights and obligations in connection with the use of services provided by Meister LTD (“Xpert Funding”), offered through the following website, www.xpertfunding.pro (the “Website”). Please read these GTC carefully. You are under no obligation to use the Services should you not agree or understand any section of these GTC, nor should you use the Services unless you fully understand and agree to the Terms contained within these GTC.

These GTC supplement the Xpert Funding Trader Agreement (also referred to as the Trader’s Agreement), under which Meister Ltd has granted you access to the Platform. Together with the Trader Agreement, these GTC constitute a binding contract between you (“you,” “your,” User, or “Trader”) and Meister Ltd (“we,” “us,” or “Xpert Funding”).

(Xpert Funding and the Customer, hereinafter each referred to individually as a “Party” and collectively as the “Parties”.)

1. GENERAL PROVISIONS

1.1 By accessing, registering, and using the Services provided by Xpert Funding, you confirm that you have read, understood, accepted, and agreed to be bound by all terms and conditions stipulated within these GTC as well as Xpert Funding’s Privacy Policy available on our website.

1.2 The Services consist of the provision of simulated trading instruments for foreign currency (FOREX) trading and other financial instruments, access to virtual trading accounts, analytical tools, training and educational materials, and accompanying services.

1.3 All trades executed via Xpert Funding’s Trading Platform are simulated. At no point do you engage in real-market trading through our platform. References to “funded accounts” or similar terms refer exclusively to virtual funding. Xpert Funding is not a broker or financial institution.

1.4 You represent and warrant that you are at least 18 years of age or the legal age in your jurisdiction, whichever is greater, and that you will access the Services only in compliance with applicable laws.

2. DEFINITIONS AND EXPRESSIONS

2.1 For the purposes of this Agreement, the following terms shall have the following meanings:

2.1.1 “Daily Loss Limit”: A cap on the maximum allowable simulated loss in a trading day. The specific thresholds for each account type are listed in the Trader’s Agreement.

2.1.2 “Profit Split”: The percentage of simulated profits allocated to the Trader based on successful completion of trading objectives. Percentages vary by account type and scaling stage.

2.1.3 “Maximum Drawdown”: The highest permissible simulated loss on an account over its lifecycle. Breaching this limit results in account termination.

2.1.4 “Scaling”: Increasing the virtual account size upon meeting predefined performance milestones. Scaling parameters are outlined in the Trader’s Agreement.

2.1.5 “Simulated Account”: All accounts provided by Xpert Funding for the purpose of virtual trading under simulated market conditions.

3. SERVICES AND ACCOUNT TYPES

3.1 Xpert Funding offers multiple simulated account types, each with unique conditions and rules. Details, including profit targets, drawdown limits, and profit splits, are specified in the Trader’s Agreement and on our website. Examples include:

• One-Phase Challenge: Requires meeting a 8% profit target without exceeding a 3% Daily Loss Limit or 5% Maximum Drawdown.
• Two-Phase Challenge: Two separate stages with profit targets of 8% and 5%, respectively, while adhering to a 5% Daily Loss Limit and 10% Maximum Drawdown.
• Swing-Phase : Two separate stages with profit targets of 8% and 5%, respectively, while adhering to a 5% Daily Loss Limit and 10% Maximum Drawdown.

3.2 Scaling opportunities allow traders to increase their virtual account size by meeting performance benchmarks. Profit splits increase as accounts are scaled, with baseline splits starting at 85% and scaling up to 100%.

3.3 Xpert Funding reserves the right to modify account parameters, including but not limited to profit targets, loss limits, and profit splits, with reasonable notice provided.

4. TRADER’S OBLIGATIONS

4.1 Traders agree to:

• Use the Services in compliance with applicable laws and these GTC.
• Refrain from using prohibited trading practices, including but not limited to latency arbitrage, martingale strategies, and excessive leveraging.
• Maintain the confidentiality of login credentials and immediately notify Xpert Funding of any unauthorized access.

4.2 Traders are solely responsible for ensuring the accuracy of personal and account information provided during registration and for updating such information promptly.

4.3 Traders acknowledge that Xpert Funding reserves the right to terminate accounts or withhold simulated rewards if any prohibited practices or violations of these GTC occur.

5. PAYMENT TERMS

5.1 Fees for accessing simulated accounts vary by account type and are listed on the Xpert Funding website. Fees are non-refundable once trading begins or after 14 days from purchase, except where required by applicable consumer laws.

5.2 Payments can be made via credit card, bank transfer, or other methods available on the Website. All fees must be paid in full before account activation.

5.3 Xpert Funding reserves the right to modify fees and pricing structures at any time. Changes will not affect accounts already purchased and activated.

6. DISCLAIMER AND LIMITATION OF LIABILITY

6.1 All Services provided by Xpert Funding are offered “as-is” for educational and evaluation purposes only. Simulated trades do not reflect real-market conditions, and past performance is not indicative of future results.

6.2 Xpert Funding disclaims any liability for losses, damages, or claims arising from the use of the Services. Our liability, if any, is limited to the total fees paid by the Trader in the preceding 12 months.

7. GOVERNING LAW AND DISPUTES

7.1 These GTC are governed by the laws of Cyprus. Any disputes arising out of or in connection with this Agreement shall be resolved exclusively in the courts of Cyprus.

8. FINAL PROVISIONS

8.1 Xpert Funding reserves the right to amend these GTC at any time. Changes will take effect upon publication on the Website or upon notifying Traders via registered email.

8.2 For further information or assistance, please contact us at [Stef@xpertfunding.pro].

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