Two step challenge

Xpert Funding Two-Step Challenge & Funded Account Rules

After successfully passing the Two-Step Challenge, your account is automatically upgraded to a Funded Account. Below are the rules applicable during both the Challenge and Funded stages.

Profit Target (Two-Step Challenge Only)

• Phase 1 Target: Achieve an 8% profit target using closed positions only; open trades do not count.
• Phase 2 Target: After passing Phase 1, reach a 5% profit target in Phase 2.
• Trade Limit: No single trade may generate more than 70% of the Profit Target.
• Funded Account: Once you transition to a Funded Account, there is no profit target.

Drawdown Limits

• Maximum Drawdown: 10%, based on initial account balance (no trailing). This rule remains active in the Funded Account.
• Daily Drawdown: 5%, calculated from equity based on your previous day’s balance. A violation occurs if your equity drops below this level due to open trades. This rule continues in the Funded Account.

Time Constraints

• Challenge Duration: There is no time limit to complete either phase of the Two-Step Challenge. Trade at your own pace.

Profit Split (Funded Account)

• Standard Split: Enjoy a profit split of 85%.

Payouts (Funded Account)

• Frequency: Request payouts every 14 days.

Minimum Trading Days

• You must complete at least 3 trading days during the Two-Step Challenge.
• On the Funded Account, you must also have 3 trading days before you can request a payout.

Holding Positions

• Policy: All positions must be closed before the market closes on Friday, typically by the end of the New York session (around 21:00–22:00 UTC).
• This applies to the Funded Account as well.

News Trading

• Holding Trades: You may not hold trades during high-impact news events.
• Opening Trades: You cannot open new trades within 5 minutes before or after a high-impact news event.
• These rules also apply to the Funded Account.

Inactivity Rule

• Policy: If there is no meaningful trading activity for 30 consecutive days, the account becomes inactive.
• This applies to both Challenge and Funded Accounts.

65% Margin Rule

• Restriction: You may not use more than 65% of your available margin at any given time.

Leverage

Challenge Accounts:

• Forex: 1:100
• Indices: 1:20
• Commodities: 1:20
• Crypto: 1:2

Funded Accounts:

• Forex: 1:50
• Indices: 1:10
• Commodities: 1:10
• Crypto: 1:2

‍